amortize的音標為[?"m?:ta?z] ，基本翻譯為“分期償還”，速記技巧為：amortize=arm+ortize，arm表示“武器”，ortize表示“用武器消滅債務”。

Amortize這個詞的詞源可以追溯到拉丁語和法語，意為“分期償還”。它的變化形式主要有復數形式amortizings，過去式amortized和現在分詞amortizing。

相關單詞：

1. Amortization：分期償還，攤銷，是amortize的名詞形式，常用于描述分期償還某一費用或資產的過程。

2. Amortization Schedule：攤銷表，是記錄資產或費用攤銷的表格或計劃。

3. Amortization Calculator：攤銷計算器，是一種工具，用于計算特定資產或費用的攤銷金額。

在英文中，amortize這個詞的使用頻率相對較低，更多的是使用其相關名詞和工具。這個詞在金融和會計領域中尤其常見，用于描述對成本或投資進行分期償還的處理方式。它強調的是將長期、持續的成本或投資分攤到各個會計期間，以更好地反映其真實的經濟影響。

常用短語：

1. amortize over

2. amortize over a period of time

3. amortize the cost

4. amortize the debt

5. amortize the investment

6. amortization schedule

7. amortization period

雙語例句：

1. We need to calculate the monthly amortization of the loan over a period of five years.

2. The repayment of the investment will be amortized over a period of five years.

3. The debt will be amortized over a period of 10 years, starting from the date of repayment.

4. The cost of the equipment will be amortized over a period of three years.

5. The interest on the loan will be amortized over a period of six months.

6. The amortization schedule for the property purchase is included in the contract.

7. The repayment of the loan will be calculated based on the amortization period and the interest rate.

英文小作文：

Amortization of Loan

When we take out a loan, we need to repay it in full or in installments over a certain period of time. One of the ways to calculate the repayment amount is through amortization, which means to pay back the debt in equal installments over a period of time.

For example, if we take out a loan of $10,000 for a period of five years, we need to calculate how much we will pay each month to amortize the debt evenly over that period of time. This amount will include the principal and interest repayment, which is usually higher than just the interest repayment for longer-term loans.

Amortization is also used to calculate the cost of an investment or asset over a certain period of time, such as when purchasing a property or equipment. In this case, the cost will be divided into equal installments over a certain period of time, which helps us budget and plan for future expenses.

Amortization schedules are usually included in loan contracts and property purchase agreements to help us understand how much we will pay each month and how long it will take to repay the loan or pay off the investment. Understanding amortization schedules can help us make informed decisions when taking out loans or investing in assets.